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Questions to ask yourself to avoid gaps in insurance coverage

 Here are some examples of changes that should be mentioned to your agent immediately. Ask yourself these questions every year:

*Have I gotten married or divorced?

*Have I had a baby or adopted a child? 

*Is anyone living with me who wasn’t before? Will they be driving my car?

*Have I renovated the house or other structures?

*Do I have a personal umbrella policy? Do I need one?

*Have I purchased any new properties?

*Have I started a home business?

*Have I purchased or been given artwork, fine jewelry, or valuable guns?

Click Here for "September Business Insurance Newsletter"

My pet was injured in a car accident. Will auto insurance cover any expenses for my pet?

Have you ever wondered about insurance coverage on Lassie or muffet if something happened to them when you were in an auto accident? Some auto insurance companies offer coverage automatically on your policy. Erie Insurance, for instance, will pay $500 for injuries for up to 2 dogs or cats & $1000 for the loss of a dog or cat. We think this is a nice added benefit for our clients with four legged friends.