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Questions to ask yourself to avoid gaps in insurance coverage

 Here are some examples of changes that should be mentioned to your agent immediately. Ask yourself these questions every year:

*Have I gotten married or divorced?

*Have I had a baby or adopted a child? 

*Is anyone living with me who wasn’t before? Will they be driving my car?

*Have I renovated the house or other structures?

*Do I have a personal umbrella policy? Do I need one?

*Have I purchased any new properties?

*Have I started a home business?

*Have I purchased or been given artwork, fine jewelry, or valuable guns?