October 2011
1 post
Ten ways to prepare a home for winter and the...
1. Clean out all gutters - It’s important to remove all sticks, leaves and debris. This helps the melting ice and snow flow smoothly. It also prevents ice collecting and forming a dam, which can result in water seeping into the house’s ceilings and walls. 2. Keep trees and branches trimmed - When branches hang over houses during the winter, they’re likely to accumulate snow and...
September 2011
9 posts
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5th Annual Pumpkin Giveaway October 13, 2011
The Annual Pumpkin Giveaway brought to you by and Remax Team Galt will be from 5-7pm Thursday, October 13. As always, pumpkins are free with no strings attached. But wait! We have something new this year! Heather Jones Photography will be taking photos, posed and candid, and will share them with you. Come to our mini pumpkin patch and make it a family event!
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The Importance of an Annual Insurance Review →
Learn why it’s important to have an insurance check-up on an annual basis and read what things to discuss with your agent.
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Questions to ask yourself to avoid gaps in...
Here are some examples of changes that should be mentioned to your agent immediately. Ask yourself these questions every year:
*Have I gotten married or divorced?
*Have I had a baby or adopted a child?
*Is anyone living with me who wasn’t before? Will they be driving my car?
*Have I renovated the house or other structures?
*Do I have a personal umbrella policy? Do I need one?
*Have I...
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Click Here for "September Business Insurance... →
If you are attending the Hamilton North Chamber of Commerce luncheon at Red Bridge in Cicero today at 11:30 a.m., please note you will either want to come in through the back entrance off of Tollgate or you will want to go through Morse Landing West. The front entrance is currently under construction
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REFERRAL CONTEST
FALL 2011 REFERRAL CONTEST DETAILS
1) ALWAYS!
For every person you refer you will receive a $10 gas gift card.
2). NEW!
In addition, you will now be entered into a $25 gift card drawing in the month you provide the referral and every time you provide one. A drawing will take place each month in September, October & November 2011.
3). PLUS A BONUS!
Every time you send a referral...
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Think twice before waiving someone on while...
A note about waiving people on while driving… while it may seem friendly to help someone, we suggest not waiving people on and not trusting those who waive you on. Many accidents occur this way and who is at fault is subject to the insurance companies and court decisions.
August 2011
3 posts
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My pet was injured in a car accident. Will auto...
Have you ever wondered about insurance coverage on Lassie or muffet if something happened to them when you were in an auto accident? Some auto insurance companies offer coverage automatically on your policy. Erie Insurance, for instance, will pay $500 for injuries for up to 2 dogs or cats & $1000 for the loss of a dog or cat. We think this is a nice added benefit for our clients with four...
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June 2011
1 post
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Are your kids participating in the 1st Annual...
Contest organized by:
Sacred Heart of Jesus Catholic Church 410 South Pearl Street, Cicero, Indiana 46034 Create a poster of any size using crayons, paints, or pencils with the theme, “In God we trust”.
Grand Prize-1yr. Family membership at the Cicero Pool, your poster will be made into a Banner and will be carried in the 4th of July Parade...
May 2011
11 posts
Welcome Mark to our family of clients!
Mark, congratulations on your new home! Welcome to our family.
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Are you concerned you might have hail damage from...
If so, we highly recommend you speak with your agent for recommendations before filing the claim. This is very important. You deserve to know how it works, how it affects your claims history, how it may affect your premium, and so on. Get the facts before filing a claim.
Here are some things to consider:
You need to have a trusted roofing company check it out before you go through the claims...
How important is a multi-policy discount? VERY!
We had someone’s homeowner’s insurance but their auto was a company car so personal auto insurance was not needed. They just purchased an older vehicle and now need liability only coverage. Due to the multi-policy discount on their home, not only will the discount make up for the cost of the auto insurance but they are also receiving a near $100 refund. Seem strange? Well, strange...
How does insurance work if you borrow someone's...
CLICK HERE TO FIND OUT.
What should I do if I want to borrow someone's...
Before borrowing someone else’s car, we advise people to do the following:
Make certain you have the owner’s permission.
Make certain the owner has insurance in-force on the car.
Check your own insurance to see if it will cover damages the owner’s policy doesn’t cover.
Talk with your insurance agent. Ask the questions ahead of time to avoid unpleasant surprises later.
Hamilton North Chamber Membership Renewals
Thank you to the following businesses for your continued support of the Hamilton North Chamber of Commerce! We appreciate you for supporting this community!
Team Galt-RE/MAX Ability Plus
Freeland’s Paint & Drywall
Burtner Electric
Green Vista Landscaping
Apple Group, Inc.
Hamilton North Public Library
Anderson University School of Adult Learning
Community Bank
Pebble Brook...
What are you doing for Mother's Day Sunday?
Share some tips or ideas for mothers (and father’s). Attention all wonderful mothers out there, have a wonderful Mother’s Day! The world appreciates you.
A belated congratulations to Erie Insurance &... →
Congratulations to Auto-Owners Insurance and Erie Insurance for being named as this year’s Customer Service Champions in a report released by J.D. Power and Associates. Two of a total of six insurance companies were given this recognition among 40 total businesses.
Welcome Lisa and Brent!
Welcome Lisa and Brent to our family of clients! We were happy to save them $603 a year on home and auto insurance by switching from State Farm to Auto-Owners.
April 2011
21 posts
Welcome Maria and Patrick!
Congratulations on your new home! We hope your dreams come true.
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April 2011 Personal Lines Newsletter →
If your child moves out of the house should you keep them on your auto insurance policy?
How did a client recently save nearly $1000 a year...
We were recently contacted by a family who insured their daughter on their policy, though she was no longer attending college and had moved out of the home. In this case they intended no harm but did not realize when the child was no longer in school and not living at home it may put coverage in question. Though I knew we could not duplicate this insurance arrangement and thought we would...
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Recommendations for Someone who has a Non-resident...
If you know someone who currently has their dependent’s insurance set-up this way, we highly recommend they get a statement in writing from the current agent demonstrating that the child has coverage even though they do not live in the household. Chances are the agent won’t send that e-mail or letter because most companies would not knowingly insure the child under the parent’s policy. Would an...
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Please welcome the Port Harbour Neighborhood...
Welcome Nick!
Please welcome Nick to our family of clients! We were happy to save him $889 a year with the same coverage on home and auto insurance by switching from All State to Erie Insurance.
Welcome Rocky!
Please welcome Rocky to our family of clients! For better coverage, we were able to insure his home AND auto for the same premium he was paying on his home with Indiana Farm Bureau. Rocky, we look forward to serving you.
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Fishing without a license?
Did you know that if you go fishing without a license, receive a ticket, and don’t pay your fine, that it will go on your driving record? Yes, that’s correct. The BMV is contacted and your license can be temporarily suspended for not paying the ticket for fishing without a license.
Upcoming Free Health Screenings in Hamilton County →
Riverview is hosting some free health screenings. Click the link for locations, dates, times, & screenings available.
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Aps for Progressive Clients →
Progressive has an ap for both iPhones and Droids. If you use the applications, let us know what you think.
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iPhone Ap for Erie Insurance Clients →
Are you an iPhone user insured with Erie Insurance? If so, do you know there is an ap available for your use? Also, an ap for Droids is expected to be available this winter.
Welcome Jennifer & Phil!
Welcome Jennifer & Phil to our family of clients! We were happy to help you with your Term Life insurance policies.
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Susan & Bret just saved $1000+ per year!
Welcome Susan and Bret to our family of clients! We were happy to save you around $1000 a year on home and auto insurance even with some additional coverage by switching from All State to Erie Insurance. Sometimes it’s all about timing. A few years ago, pricing wise they were good where they were at with All State. Thanks for giving Penwell Insurance the opportunity!
Welcome Sarah!
Welcome Sarah to our family of clients. Congratulations on your new home!
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Welcome Alison & Travis
Welcome Alison & Travis to our family of clients. Glad we could save you $200 on your auto insurance too. We wish you the best in your new home!
If you hit a pothole and there is damage to your...
In most cases an insurance company would count damage to a vehicle caused by a pothole as a collision. If you have full coverage, you would pay your collision deductible and then repairs would be made. You have to weigh whether a claim on your insurance history record and the cost of repair is worth the claim. We would recommend getting a free estimate before a claim is made so you can evaluate...
March 2011
8 posts
Penwell Insurance saved a client more than $500 annually with some increased coverage on home & auto insurance by switching from American Family to Erie Insurance. Welcome Patrick and Patricia to the family!
We just saved a client more than $700 by switching his home, auto, & umbrella polices from All State to Erie Insurance. Welcome Boris & Christine to our family!
Happy St. Patty’s Day!